La Primeur Fire Turkey

Client La Primeur Pub & Cafe
Poster design Dec 2008

book and calendar in Popular Harris

English fast & easy

Useful Phrases for
Work and Everyday Life

More than 300 illustrations has been created
to enhance sense of dialogues and improve learning efficiency.
illustrated by Lee Shee

2008 Advantage Quest Publications edition
Author Marianna Pascal

Springfiend Newsletter 20

Looking Through The Mirror

Author Paul Tan
Illustrated by Lee Shee

Sample pages

Client Armour Publishing Pte Ltd.
Dec 2008

signboard

Client 弘文馆教育中心
Signboard design Nov 2008

Wealth Principle: The habit of Life Long Learning

Assuming you have already set aside 10% of your income for the future,10% for “play”, what is next? Well, how about setting aside 5-10% for your Education? Yes, this is for your life long learning. Whether it is a structured learning like attending a short course or seminar or an unstructured learning experience like buying some self help enrichment books, cds, videos, dvds, it does not matters . Just do something!

“Five years from now you will be the same person you are today except for the books you read and the people you meet.” Getting educated is the key to prosperity. Learn about the investment world. Become familiar with a variety of different investment vehicles and financial instruments, such as real estates stock, bonds, share market, unit trust, and currency exchange. Understand about risk, and why risks need to be mitigated. Then choose one primary area in which to become an expert. Begin investing in that area in which you become expert. Do your homework and have a thorough think through process before making investment decision. It comes down to this; poor people work hard and spend all their money, which results in their having to work hard forever.

Rich people work hard, save, and then invest in themselves. They also put their money in investment so they never have to work hard again when the time comes.

Don’t underestimate the power of influence. 50% of our thoughts are influence by people around us. Try mixing with a group of negative people for a month and see what would happen to you? Without the slightest doubt, you will be exactly like them. Be careful whom you spend your time with. Mix with the right group of people. Look for people who want to be successful. These peoples see obstacles as opportunities. They rarely complaint and they believe nothing venture nothing gains. Their fighting spirit are strong and they are always very enthusiastic about what they are going to do and they set a deadline and get it done.

Your “Education” account is primarily used to nurture yourself – to continue educating yourself through seminars, short courses, reading materials, audio and video tapes. Get a coach or a mentor. Learn from people who are more successful than you. Stay miles away from people who can’t add value to you.

Action Plan # 1
Get educated. Take investment seminars. Read at least one financial book a month. Read magazines such as Money, Forbes, The Edges, and the Wall street Journal. Next, stay away with negative people who are always wincing and complaining. Mix with positive a minded person who embraces all problems and tackle it like challenges. Socialize with nice people, and leave those who don’t have such criteria behind.

Client :Springfield consultancy SDN. BHD.
Illustration of Springfield Newsletter 2008/ Issue 19

Springfiend Newsletter 19

Wealth Principle: The habit of observing a balance life.

After you have set aside 10 percent of your income for the future, next you have to set aside 10 percent solely for “play”. This may be the first time you come across such a suggestion and you may find it hard to comprehend. Yes, the 10 percent of your income is for you to “blow away”!

One of the biggest secrets to managing money is balance. On one side, you want to save as much money as possible so you can invest it and make more returns. On the other side, you need to put another 10 percent of your income into a “play” account. Why? The reason is simple; this is part of man’s holistic nature. You cannot alter one part of your life without affecting the other. Some people are too rational and they save, save, save and while their logical and responsible self is fulfilled, their inner spirit whithers away. As the saying goes, “all work and no play makes Jack a dull boy.”

On the other hand, if you spend, spend, spend, not only will you never become rich, but the responsible part of you will eventually create a situation where you won’t even enjoy the things you spend your money on, and you will end up feeling guilty. The guilt will then cause you to unconsciously overspend as a way of expressing your emotions. Although you might feel better temporarily, soon it’ll be back to feelings of guilt and shame. It’s a vicious cycle, and the only way to prevent it is to learn how to manage your money in a way that works.

Your play account is primarily used to nurture yourself – to do the things you wouldn't normally do. It’s for the extra special things like going to a restaurant and ordering a bottle of their finest wine or champagne.

Action Plan # 1
Open a play account or have a play jar in your home where you deposit 10 percent of your income. The rule here is that it must be spent every month. That’s right! Each month you have to “blow away” all the money and allow yourself to “feel” rich. You need to reward yourself for working hard and so it is okay to “play” hard and have lots of fun with it. It makes managing money a more interesting activity to do.

Client :Springfield consultancy SDN. BHD.
Illustration of Springfield Newsletter 2008/ Issue 18

zuji icons

Client Zuji Pte Ltd.
July 2008

Springfiend Newsletter 18

Wagashi's Journey to the North Pole

和果子的北极日志
Wagashi's Journey to the North Pole

Author Dong Ling
Illustrated by Lee Shee

小北极熊漂流到香港，

在养父母的照顾和关爱下渐渐长大。
然而，
小北极熊开始对自己的身世感到迷惑。
于是开始寻找自己的根。
回到家乡的她，
看到同乡的生活，
才明白自己原来一直生活在幸福之中。

page 23

page 27

page 43




page 59

Client: Fullmoon Publication (Hong Kong)

銷售地點:

(香港區)

商務印書館
1. 銅鑼灣圖書中心
地址：香港銅鑼灣怡和街 9 號
電話：2890 8028

2. 康怡分館
地址：(魚則)魚涌康山道1號康怡廣場 2樓 S39號
電話：2560 0238

(九龍區)
1. 尖沙咀圖書中心
地址：九龍 尖沙咀 彌敦道 美麗華酒店商場 2樓 AR313號
電話：2904 1988

2. 佐敦圖書廣場
地址：九龍佐敦道 13 號 華豐大廈地下
電話：2770 8881

3. 德福圖書廣場
地址：香港九龍灣偉業街33號 德福廣場二期3樓351號
電話：2305 0877

(新界區)
1. 沙田圖書廣場
地址：新界沙田新城市廣場第一期 2 樓 252 號
電話：2693 1933

2. 屯門分館
地址：新界屯門時代廣場 南翼地下33-36號
電話：2458 9332

3. 三聯書店蘭桂坊店
地址：中環德己立街 2-12 號業豐大廈地庫 (MTR D1)
電話：2840 1632

4. 三聯書店JP@apm
地址：觀塘道 418 號創紀之城 5 期 apm 1 樓 L1-21 舖
電話：3148 1089

5. 三聯書店新世紀店
地址：旺角新世紀廣場2樓288樓

電話：2264 3108

6. 三聯書店元朗店
地址：元朗教育路 1 號千色廣場 2 樓
電話：2470 5228

7. 三聯書店青衣店
地址：青衣青敬路 33 號青衣城 2 樓 211 號 (MTR A2)
電話：2495 8780

8. 三聯書店葵芳店
地址：葵涌葵富路7-11號葵涌廣場3樓89 號
電話：2420 3103

9. 三聯書店荃灣店
地址：荃灣青山公路210號富華中心3樓
電話：2412 3696

Wealth Principle: Until you show you can handle what you have got, you won’t get any more!

“I will start managing my money as soon as I have more money” is like an overweight person saying “I will start to exercise and diet as soon as I lose 10 kgs.” No one with that type of mindset is going to be successful in managing his or her money. The first task is to start handling the money you have properly, then you will have money to handle.

A simple illustration clearly explains this wealth principle: Imagine you are walking along the street with your five year old nephew. You come across an ice cream store and get your nephew a single scoop of ice cream on a cone. As the two of you walk out the store, you noticed the cone wobbling in your nephew’s tiny hands. All of a sudden, plop! The ice cream falls out of the cone onto the pavement.

Your nephew begins to cry. So, back you go into the store, and just as you are about to order another cone, your nephew notices a colourful sign with a picture of the “triple scooper” cone. Your nephew points to the picture and screams excitedly, “I want that one!”

Now here is the question. Being the kind, loving, and generous person that you are, would you go ahead and get your nephew the triple scooper? Your initial response might be “sure.” However, after second thoughts, you change your mind because why would you want to set the child up to fail? The child couldn't even handle a single scoop, how could the child possibly handle a triple scoop?

The same holds true when it comes to the universe and you. We live in a kind and loving universe, and the rule is “Until you show you can handle what you have got, you won’t get any more!”

You must acquire the habits and skills of managing a small amount of money before you can have a large amount. Remember, we are creatures of habit, and therefore the habit of managing your money is more important than the amount.

Action Plan # 1

To get you started, open a separate bank account to be designated as your Financial Freedom Account. Put 10 percent of every Ringgit you receive (after taxes) into this fund. This money is only to be used for investments and buying or creating passive-income streams. The purpose of this account is to build a golden goose that lays golden eggs called passive income. And when do you get to spend this money? Never! It is never spent – only invested. Eventually, when you retire, you get to spend the income from the fund (the eggs), but never the principal itself. In this way, it always keeps growing and you can never go broke.

It doesn't matter whether you have a fortune in your coffers right now or have virtually nothing in your savings. What does matter is that you immediately begin to manage what you have got, and you will be in for a shock as to how soon you will get more.

Client :Springfield consultancy SDN. BHD.
Illustration of Springfield Newsletter 2008/ Issue 17

Springfiend Newsletter 17

country home

A signboard for my uncle's home in Melaka.